Your Name
Your Address
Your Phone #

Creditor’s Name
Department
Creditor’s Address
Date

Dear Creditor,
Re: Account Number__________ 

This letter is to confirm the debt settlement offer made between myself and your customer service representative (over the phone) on [date].

I appreciate that your company has agreed to work with me in settling my debt. The amount that your representative and I have agreed upon to settle the debt in full is $___________.

I would appreciate if you co-ordinate with the credit bureaus and remove any negative entry related to this account. It’ll actually help me regain a perfect credit rating.

I hope you’ll find the above terms acceptable. If it is so, please sign this letter of acceptance and return a copy to me. As soon as I receive this signed acknowledged agreement, I shall forward you the settlement amount (as stated above) through a money order.

Yours truly,

Your Signature
Your Name

And this is another perfect example of a debt settlement letter. As the late, great mayor of Chicago, Richard Daley (the boss, the don, the man in charge, the machine, the godfather) once said, “Alcohol and drug addiction are problems, and we should use outside agencies that know the business. They do business all over the country. Why don’t we contract them to do it? See, we should be in certain businesses.”

Know this for a fact - debt settlement can be yours today. So let’s get started, shall we? Why should we lose sleep over lost bridges? Debt settlement can clear up all financial frustration that comes with debt and credit card debt, and it can eliminate debt, too. Let me clear about this: debt settlement can wipe out debt, make it gone, make it outta here.

There’s simply no need and no place in society for debt. Who needs it? We surely don’t need it. Let’s make the most of debt settlement once and for all.

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